IDEAS
SACOMBANK
Financial peace of mind – Steady path to conquer the MBA program. Exclusive financial support program linked with strategic partner Sacombank.
Outstanding Benefits of Opening Card
Bank-Advanced Prepayment
Students have their tuition advanced by Sacombank at enrollment to activate their official LMS account immediately.
0% Interest Installment Tuition
Support splitting tuition into flexible installments (3, 6, 9, 12, 18, or 24 months) at 0% interest rate.
Double Offers from Both Sides
Card-opening students receive gift programs from Sacombank while keeping existing promotional discounts from IDEAS/TSSAC.
Sacombank Installment Conversion Fee
Details of the service fees for 0% installment conversion applied to Sacombank international credit cardholders.
| Tenor (months) | Applied Conversion Fee |
|---|---|
| 3 months | 0.4%/month x tenor x payment amount |
| 6 months | |
| 9 months | 0.45%/month x tenor x payment amount |
| 12 months | |
| 18 months | 0.5%/month x tenor x payment amount |
| 24 months |
Comparison of Sacombank Credit Cards
Two Visa international credit card lines commonly trusted by students to register for tuition support.
Visa Platinum
Limit from 40M - 100M VND- Annual Fee Information
- Year 1 Annual Fee: 100% charged (VND 599,000)
- Year 2+ Annual Fee waiver/reduction:
- Payment volume of VND 400M/year: 100% Annual Fee waived
- Payment volume of VND 300M/year: 50% Annual Fee reduced
- Benefits & Co-branded Partners
- VND 600,000 cashback on new card opening & spending from VND 2,000,000 in 30 days.
- Exclusive discounts at CGV, Agoda, Zara, Klook, Xanh SM, Grab, Starbucks, Kichi Kichi, Gogi House...
Visa Signature
Limit from 100M VND and above- Annual Fee Information
- Year 1 Annual Fee: 100% charged (VND 1,499,000)
- Year 2+ Annual Fee waiver/reduction:
- Payment volume of VND 400M/year: 100% Annual Fee waived
- Payment volume of VND 300M/year: 50% Annual Fee reduced
- Benefits & Co-branded Partners
- Accumulate Sacombank miles for flight ticket redemption, Vietnam Airlines miles exchange, annual fee swap...
- Free 1 dish at Starbucks. 25% - 50% discount at high-end Asian/European restaurant chains: Nen Light, Bom, Jumbo, Coco, Tre, Stoker...
Registration Process & Enrollment
In just 4 simple steps, students can complete their tuition installment registration and begin the MBA program.
1. Application Intake
Students provide National ID, phone number, and desired tuition amount for installment setup.
2. Bank Verification
Sacombank receives info and conducts a preliminary credit limit check for the student.
3. Processing & Issuance
Credit specialist contacts and guides the student through rapid on-site card issuance signing.
4. Tuition Payment
Pay tuition package via card, and IDEAS activates the official LMS account to start learning immediately.